Commercial Property Insurance
Protect Your Business Assets from the Ground Up
Whether you own your building or lease a space, your business relies on physical assets to operate every day. Commercial Property Insurance helps protect those assets from unexpected events like fire, storms, theft, or vandalism—so you can recover quickly and keep your business moving.
What Is Commercial Property Insurance?
Commercial property insurance covers the physical items your business owns—
including your building, equipment, inventory, furniture, computers, signage, and more.
If disaster strikes, this policy helps pay to repair or replace what’s damaged—so a fire, flood, or break-in doesn’t break your business.
What Does It Cover?
Your policy can include protection for:
🏢 Buildings you own or lease
💻 Equipment & electronics
📦 Inventory & stock
🪑 Furniture & fixtures
🔌 Outdoor signage
🔥 Fire, theft, vandalism, burst pipes, and some weather events
🚪 Business interruption coverage (if added)—helps pay for lost income and operating expenses if your location is temporarily unusable
Available Coverage Options
We tailor each policy to match your business needs, location, and risk level. Optional add-ons may include:
🔹 Replacement cost or actual cash value
🔹 Flood or windstorm coverage (often separate)
🔹 Equipment breakdown coverage
🔹 Business income / loss of use
🔹 Builder’s risk for properties under construction
🔹 Off-premises property (e.g., tools stored at a job site)