In Southeast Texas and other coastal or storm-prone areas, wind and hail can do serious damage to your property. Standard homeowners insurance often excludes or limits coverage for windstorm and hail—especially if you're in a high-risk zone. That’s where windstorm and hail insurance comes in.
Windstorm and hail insurance is a separate policy (or an add-on) that specifically protects your home, roof, windows, and other structures from damage caused by strong winds, hurricanes, tropical storms, tornadoes, and hail.
If a storm tears off your shingles, breaks windows, or sends debris crashing into your property, this coverage helps pay for repairs or replacement—without leaving you to cover thousands out-of-pocket.
🌀 Damage caused by high winds, hurricanes, or tornadoes
🌩️ Hail damage to your roof, siding, windows, and more
🚪 Structural damage to your home or other buildings on your property
🧾 May help with temporary housing if your home becomes uninhabitable
💡 Often required in coastal areas as a condition of your mortgage
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