Most Comprehensive Coverage for Motorcycles

  • Accessories like chrome, saddle bags & safety apparel paid at replacement cost when most others depreciate
  • Carried Contents now offered to protect personal effects used while biking/ATVing and paid at replacement cost. Other carriers don't even offer this yet!
  • Total Loss Coverage protects on-road bikes and off-road ATVs from depreciation, paying MSRP of a new model year replacement bike. Most other carriers don't even offer, and if they do they require the purchase of the same bike or only ACV is paid. Some don't even cover theft except for ACV, but Progressive does!
  • Enhanced Injury/Income Loss Protection now available as a death indemnity protection, or pays up to $250/week if the insured is out of work due to severe injury. Only 1 other captive carrier offers anything similar but much lower limits.
  • Roadside Assistance with Trip Interruption that covers mechanical breakdown...most other carriers pay Trip Interruption only for covered losses, certainly not as meaningful
  • No Depreciation on partial losses when other carriers follow a depreciation schedule. And, OEM parts guaranteed FREE when most others require a separate endorsement