Because everyone's needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you.
Our account managers are experienced, highly motivated, licensed professionals that sincerely care about providing you with the right coverage for your needs.
Whether you are purchasing a new home or renting a new apartment, our top priority is to insure that you and your family have the proper protection from any unforeseen events in the future. This means buying protection for both the inside and the outside of your home.
At Lumpkin's Insurance, our comittment means working with you to offer responsive and knowledgeable service beyond the sale. It means to help ensure your peace of mind through personal attention and financial protection.
Renters Insurance helps protect you from:
- Theft (including items taken from your car)
In addition, renters insurance can pay the reasonable additional costs of temporarily living away from your home if you can't live in it, because a fire, severe storm or other insured disaster.
It covers hotel bills, temporary rentals, restaurant meals and other living expenses incurred while your home is being rebuilt. Coverage for additional living expenses differs from company to company.
Renters insurance also covers your responsibility to other people injured at your home or elsewhere by you, a family member or your pet and pays legal defense costs if you are taken to court.